NSSA, constituted and established in terms of the NSSA Act of 1989, Chapter 17: 04, is a statutory body tasked by the Government of Zimbabwe to provide social security.
HOW DOES THE EMPLOYER REGISTER?
Registration to the schemes is compulsory.
All employers must register within 30 days of becoming an employer, by completing employer registration form P2 and ensure that employees complete employee registration form P3.
Download Registration Forms:
P2 – EMPLOYER REGISTRATION (PDF 402.8 KB)
P3 – EMPLOYEE REGISTRATION (PDF 538.1 KB)
Attach copy of certificate of incorporation.
The details provided on the form P2 and P3 are required for the registration of the employer and employee respectively, with both schemes, that is, Accident Prevention and Workers’ Compensation Insurance Fund and Pensions and Other Benefits scheme.
After processing the form NSSA will notify the employer of his/her BP and SSR number. The Social Security Number (SSR No) or the BP number should be quoted in every communication with NSSA in relation to the scheme.
The employee on the other hand is issued with a SSN and a Social Security Card which has the SSN printed on it. He / she should use the number throughout his/her lifetime when communicating with NSSA. The number does not change when employee moves from one employer to another.
REGISTRATION OF BUSINESSES
Where an employer has more than one business in the same type of industry such businesses shall be registered once and allocated one SSR Number.
Where an employer has businesses in different types of industries, such businesses shall be registered separately, whether they are located in one area or not.
Different arrangements to the foregoing may, however, be operated if the different entities are separately registered by the Registrar of Companies, or in such circumstances as NSSA may determine.
NOTICE OF EMPLOYER CHANGES TO NSSA
Employer must inform NSSA of any changes that occur in any of his registration details.The employer shall notify NSSA in writing, within one month of the following changes:Change of address;
Change of business name or designation;
Closure of business or branch of business;
Ceasing to be an employer;
Resuming to be an employer;
Commencement of business or enterprise;
Opening of a new branch.
NOTICE OF EMPLOYEE REGISTRATION DETAILS CHANGES TO BE GIVEN BY EMPLOYER
Employer must notify NSSA on form P4c of changes to employment status of his/her employees, that is, termination of employment or death of employee.
If employer engages a new employee who is already a member to NSSA, the employer must then complete form P4C to update the new employment history of the employee.
Changes to name, national identification, addresses, beneficiary details must be put in writing and must be accompanied by proof where necessary.
Employers must submit P4 form on monthly basis
ACCIDENT PREVENTION & WORKERS COMPENSATION
Businesses are classified according to industries and each industry is allocated an industrial code (IC), please refer to Appendix 1B, which is the Sixth Schedule to Statutory Instrument 68 of 1990, e.g Farming is classified under Code 0110.
Each Industrial classification is allocated an insurance rate based on risk analysis. The rates are regularly reviewed and gazetted into law each year, see Appendix 1A for rates applicable in 2009 gazetted under Statutory Instrument 161 of 2007. Employers are encouraged to check with NSSA or Government Printers (Printflow) for new rates at the end of each year.
N.B. Premiums are paid for all employees regardless of age.
Example
The monthly premium for an employer in the farming industry with a total wage bill of ZWL$30 000.00 will be as follows:
Total Insurable APWC Wage Bill for the month ZWL$30 000.00
IC Code 0110
Rate 1.38%
Monthly premiums 0.0138 x $30 000 = ZWL$ 414.00
